Many people think disabilities are caused by accidents at the workplace, but the majority of disabilities are the result of illnesses. Disabilities do not favor an age or gender. Any person can become disabled, which is why it is important to carry disability insurance.
Disability insurance provides you with income protection should you become unable to work due to an injury or illness.
When you are covered by disability insurance you are compensated for a portion of your income. Disability coverage is important because on top of lost income you may also experience increasing medical costs as a result of your illness or injury.
Having disability insurance prepares you for unexpected setbacks in your health.